Term deposits

With account for their capabilities and needs, each Client of the Bank can place its money in any currency in a deposit account for an agreed time period and on mutually beneficial terms.

Short-term deposits are bank deposits that are intended for customers who are interested in the operational planning of their cash flows and obtaining a highly secured income at fixed interest rates, the amount of which increases depending on the increase of the deposit placement terms.

Long-term deposits are bank deposits that are created for customers who expect a high level of interest income and have the opportunity to deposit their temporarily free funds for a longer period.
 

Conditions

Standard

Loyal

Progressive

Deposit terms

From 1 day till 5 years, by agreement

From 1 month till 1 year

Currency

Ukrainian hryvnas (UAH), US dollars (USD), Euros (EUR) and Russian rubles (RUR)

Minimum amount

In UAH, USD and EUR – equal to or more than 100k. c.u.

In RUR – equal to or more than 1 mil. rubles.

% Interest rate

Interest rates on deposits are set individually, according to the scale of interest rates that is revised depending on the current situation in Ukraine’s banking market, type of currency, volume of funds and the terms of deposit placement.

Paying interest %

Monthly and at the end of the deposit term, paid to the Client’s current account.

Capitalization

Possible

Not possible

Replenishment

Not allowed

Product details

Preterm contract termination is not allowed.

In case of a preterm contract termination, the interest calculations are made at a lower interest rate*

In case of a preterm contract termination, the interest is recalculated at a differentiated interest rate depending on the actual term of the deposit placement.

 

*In case of a preterm contract termination as initiated by the Client, for the calculation purposes, the rate is accepted to the balance of the current account (0.75% per annum) for the entire period of deposit placement or for the last reporting period (optional).

Additional information:

You can find out the current interest rates and conclude a deposit agreement by calling the following phone numbers: +38 (044) 364-67-95, 364-67-93, 364-67-94 (City of Kyiv).